While you never intend to cancel and hopefully your travel experience will never encounter a serious problem - but keep in mind that even a well-planned trip can suffer from the unexpected. I was personally hospitalized on vacation out of the country, so can tell you first hand what a savor insurance was!! I was able to get my $1000 emergency room bill refunded when I returned home.
With Travel Insurance, the inconvenience of lost/delayed luggage, a delayed flight, unexpected illness (before or during travel) and so much more, may be covered. Ask yourself the following questions when considering the need for insurance:
- Can you risk losing your investment if something goes wrong due to illness (you or family), weather or other unforeseen circumstances?
- Can you afford the cost of a return airline trip home, if you have to cut your trip short due to an emergency?
- What if you become ill or injured while traveling? Can you afford the emergency medical transportation back home if needed?
- If your bags are lost or you have to spend extra nights because of weather-related problems, can you afford to buy necessities and pay for extra lodging, food, transfers, etc?
Illness, medical or family emergencies, severe weather, delayed/cancelled flights, lost luggage, job loss, and more... Troubles can occur when you least expect them, sometimes causing you to cancel or interrupt your trip. Don't lose your vacation investment, make sure you are protected. It's reassuring to know if something does happen, you have someone there to assist you. Destinations HD strongly recommends traveling with insurance and can arrange the right travel coverage for your needs.
Top 10 Reasons to Purchase Travel Insurance:
- Flight has been cancelled.*
- Bags are lost and your medication is in it. You need to have an emergency prescription filled.*
- Passport and wallet are stolen, and need emergency cash and a replacement passport.*
- Involved in an accident and adequate medical treatment is not available. You need medical evacuation.*
- Need to cancel your trip due to illness.*
- Cruise line, airline or tour operator goes bankrupt. You need your non-refundable expenses covered and to get to your destination.*
- Have a medical emergency in a foreign country.*
- A terrorist incident occurs in the city where you are planning to visit and want to cancel your trip.*
- A hurricane forces you to evacuate your resort, hotel or cruise.*
- You lose your job but have already paid for the trip or cruise and need your cash back.
* Source: By Peter Greenberg, CBS News Travel Editor